We’re glad you’ll be joining us at the Personal Managers Interchange hosted by the National Conference of Personal Managers Inc. (NCOPM). Please take a moment to read these important terms that apply to all event participants, including those registering others. By registering or attending, you agree to these terms.

REFUNDS & REVOCATION:
• No refunds — all sales are final, no matter the reason (illness, travel issues, emergencies, etc.).
• Credentials belong to NCOPM — we can revoke or cancel them at any time.
• Lost or stolen badges? You'll need to buy new ones.
• Only you can use your badge — sharing it means it will be revoked with no refund.

REGISTRATION CHANGES:
• Changing the name on your registration? There’s a $125 processing fee.

PICKING UP YOUR BADGE:
• Only the person registered can pick up and use the badge.
• Once picked up, it cannot be transferred to someone else.

USING BADGES IN PROMOTIONS:
• Want to use badges in a giveaway, contest, or raffle? You’ll need prior written permission from NCOPM.

PHOTOS & RECORDINGS:
• By attending, you allow NCOPM to use your photo, name, and voice in any media — now or in the future — with no payment or credit required.

ZERO TOLERANCE FOR HARASSMENT:
NCOPM is committed to a safe, respectful environment. Harassment of any kind is not tolerated, including:
• Stalking or unwanted contact
• Offensive comments or behaviors
• Inappropriate physical attention
• Discrimination or hate symbols of any kind
• This policy applies to everyone: participants, staff, speakers, press, sponsors, etc.
• See something wrong? Tell us immediately. We’ll take quick action, including removal without a refund, and we’ll make sure you feel safe.

WEAPONS FREE ZONE:
• No weapons allowed — open or concealed — at any NCOPM event.
• Violators will have their credentials revoked without refund.

PARTICIPATION RISKS:
• Attending is voluntary and involves some risk. NCOPM is not responsible for injuries, lost items, or damages.

NCOPM LIABILITY:
• NCOPM is not liable for any loss, injury, or damages — personal, professional, or financial — related to the event.
• All services are provided “as-is” without any guarantees or warranties.

YOU AGREE TO:
• Indemnify and protect NCOPM from any claims or legal issues caused by your actions or use of your badge.

LEGAL STUFF:
• These terms follow the laws of Nevada.
• Any disputes will be handled in Las Vegas, NV courts.

TERMS MAY CHANGE:
• NCOPM may update these terms at any time, so please check back periodically. If one part doesn’t hold up legally, the rest still apply.